Average Consumers: FICO score too low for good ratesBy: Mike Clover - Your FICO score determines the interest rate you'll pay for a home mortgage or a car loan - the higher the score, the better the rate offered. But the minimum score to obtain the best rates has gone up, while the average consumer's score has remained static.
According to John Ulzehimer of Credit. Tags: finance, free credit score, free credit report, credit cards
Picking the Best Credit CardBy: Richard Greenwood - Many Australians have made credit cards a key component in the management of their finances. There are well over 14 million accounts (both credit cards and charge cards) issued to Australians, according to the Reserve Bank. Tags: finance, credit card comparison, best credit card, credit card
Investing Safely During a RecessionBy: Brian Teets - If you are among the millions of Americans who have watched their 401(k), IRA, or mutual fund holdings evaporate under the pressure of a collapsing stock market, then I'm betting you are frantically scrambling to find a safer investment for your capital. Believe me, I know your pain. Tags: finance, safe investments, safer investments, safe investing
How to face the credit crisis in 2009By: Hannah Callen - "The Government must and can keep small firms uppermost on its agenda as it negotiates the economy through difficult and choppy waters" is the main focus of the FSB's (Federation of Small Businesses) New Year's message. Tags: finance, small, business, credit, cards
Small businesses and the credit crisis in 2009By: Hannah Callen - The FSB (Federation of Small Businesses) released their New Year's message indicating that the government's strategy to face the credit crisis in 2009 should begin by helping smaller firms avoid having to face closure due to late payments, an expected decline in trade and increased difficulty in accessing financial help for the year to come. Tags: finance, small, business, credit, cards
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