Could You Use More Than One Savings Account?By: Debbie Dragon - Originally, savings accounts were created to give people a place to hang on to their money for the future, and to earn a little interest in exchange for doing it. It was a safer place to hold the money than under the mattress or in a box buried in the backyard, which is the type of savings people had before banks started offering savings accounts. Tags: finances, money, investing, finance, savings, saving
Keep Home Insurance Claims at BayBy: A Nutt - No homeowner wants to have to file a home insurance claim, but sometimes due to our own lack of foresight, it does happen. The majority of home insurance claims, which boost the insurance rates, were from completely preventable accidents. If you know what to do, you can keep your premiums at a minimum and manage to keep your home safe, at the same time. Tags: finances, car insurance, home insurance, insurance, financial, finance
Life Insurance – Terrorised Into Buying?By: Sheila Challiner - Life insurance is a useful investment to have in your portfolio. It can give you peace of mind, with the knowledge that your family have been provided for in the event of your death. Alternatively it may provide you with a nest egg if you have chosen an endowment mortgage and then lived through to the end of the term.
How much thought have you given to it in recent years? Tags: finances, life, insurance, advice, cover
Life Insurance – The Sooner the BetterBy: Sheila Challiner - A pension scheme is important to the individual, and most people are aware that if they have no other cover it is essential to initiate a scheme in preparation for later life. Really it has a close relative in life insurance, although the pension is tied in to receiving a repeating payout if you survive to a specific date. Tags: finances, life, insurance, advice, cover
Risky Business Boosts Life Insurance CostsBy: Sheila Challiner - When the Crocodile Hunter Steve Irwin died recently after he pulled a deadly stingray barb from his own chest, people not just in Australia, but the entire world grieved for the animal-loving icon. The tributes to Irwin came from far and wide with children leaving soft toys and others making him a floral shrine. Tags: finances, life, insurance, advice, cover
Should Suicide Affect Life Insurance?By: Sheila Challiner - Depression is not by its very nature a happy subject, but with the pressures put upon us all in today’s world it is unfortunately only too common. To many people who have never experienced it, an instant cure should be possible simply by telling the sufferer to ‘snap out of it’. Tags: finances, life, insurance, advice, cover
Life Insurance – Take CoverBy: Sheila Challiner - In the extensive field which is insurance, life insurance stands out as one of a few which is usually taken out for someone else’s benefit. Insurance covering house, mortgage, valuables, travel etc. is intended to cover the holder against loss as a result of accidents, breakdowns, delays, theft and a vast number of other circumstances. Tags: finances, life, insurance, cover, policy
Life Insurance – Getting It RightBy: Michael Challiner - One of the most tragic disasters that can happen to a family is the death of a parent. From an emotional point of view it is devastating, but if that person is the one the family depend upon for their financial well-being it can be a financial disaster too. If your family would suffer financially if this happened, you should think about life insurance. Tags: finances, personal loans
Life Insurance – High Risk: High CostBy: Michael Challiner - Life insurance is a requirement for anyone with a family, to ensure that when you are gone they are not left destitute and relying on government handouts. If however your job can be classed as ‘dangerous’ then life insurance is a must from the outset. Who decides whether your job should be classified as taking you beyond ordinary risk levels? Tags: finances, personal loans
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